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Personal Checking

FREE and EZ Checking

  • Minimum Balance to Open Account: $100
  • 24-Hour Telebank Access
  • Monthly Statements (no images)
  • Internet Banking - Basic
  • Free Bill Pay

Optional Fee Based Services:

  • ATM / Debit Card: $1 per month/per card, transaction fees may apply with use at other ATMs.

  • Images: 1 free per month; $1 each thereafter

  • Custom Checks: prices vary

Regular Checking

  • Minimum Balance to Open Account: $100
  • 24-Hour Telebank Access
  • Monthly statements with images
  • Internet Banking - Basic
  • Free Bill Pay
  • Money Orders: no fee, limit 2 per month
  • Service Charge (per statement cycle  based on low ledger balance)
    • Balance < $500 - $8
    • Balance > $499 and < $999.99 - $7
    • Balance > $999.99 - No charge
    • Golden Years (65 or better) - No charge

    Optional Fee Based Services (applicable to all accounts):

    • ATM / Debit Card: $1 per month/per card, transaction fees may apply with use at other ATMs.

    • Custom Checks: prices vary

Premium Value Checking

  • Minimum Balance to Open Account: $100
  • 24-Hour Telebank Access
  • Monthly statements with images
  • Internet Banking: Basic and Bill Pay
  • Money Orders: no fee
  • Checks (bank safety paper): No fee
  • Temporary Checks: No fee
  • Gift and Money Cards:  No fee
  • 30% Discount on Safe Deposit Boxes
  • Service Charge (per statement cycle  based on low ledger balance)
    • Balance < $1499.99 - $10
    • Balance > $1499.99 - No charge

    Optional Fee Based Services:

    • Custom Checks: 15% Discount